Once you are appointed with the carriers, have your agent code, and full access to their website always use the eApp submission when possible. When you do the eApp the process verifies that your application is in “Good Order” before submitting.
Always have paper apps with you as a backup.
Common mistakes made on the application – Always double check app before leaving:
- Forget Social Security # or Driver license #
- Replacement forms and disclosures that need to be signed
- Get a voided check or EFT form signed by client
Height and Weight (a lot of the apps hide this question) or if you ever need to rewrite on a different app
Along with policy replacements check to make sure you don’t need a senior form or disclosure.
Contact the carriers and they will ship you applications, folders, and marketing material for free.